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TZID:Europe/Luxembourg
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UID:1530@almina.lu
DTSTART;TZID=Europe/Luxembourg:20261023T093000
DTEND;TZID=Europe/Luxembourg:20261023T120000
DTSTAMP:20260921T092629Z
URL:https://www.almina.lu/events/commercial-microfinance-over-indebtedness
 -risks-client-protection-and-approaches-to-responsible-lending/
SUMMARY:Commercial Microfinance : Over-Indebtedness Risks\, Client Protecti
 on and  Approaches to Responsible Lending
DESCRIPTION:Microfinance loans are regarded as an important instrument for 
 promoting financial inclusion and supporting economic activity in low-inco
 me regions. Recurring over-indebtedness crises – currently in India and 
 Cambodia\, for example\, and in the past in Nicaragua\, Bolivia\, Pakistan
 \, and Bosnia and Herzegovina\, among others – nonetheless raise questio
 ns about the risks of commercial microfinance models. Not least\, an artic
 le published in the Wall Street Journal in June 2026 has reignited the deb
 ate about the role of microfinance loans and the responsibility of the act
 ors involved.\n\nWhat factors contribute to the emergence of such crises? 
 And how can microfinance institutions\, investment managers\, investors\, 
 and civil society effectively help to prevent over-indebtedness risks?\n\n
 This workshop offers space for exchange and discussion on these questions.
  The aim is to develop a deeper understanding of the risks of commercial m
 icrolending and to discuss approaches for addressing these risks effective
 ly.\n\nThe workshop focuses on topics including:\n\nOver-indebtedness risk
 s: the vulnerable circumstances of target groups and cost pressures in glo
 bal value chains\nThe anatomy of past and present crises: lessons from ove
 r-indebtedness crises in India and other countries\nWhat works? Preconditi
 ons for responsible microcredit offerings: insights from research\nChallen
 ges of existing approaches to preventing over-indebtedness: the practices 
 of international development banks and client protection standards\nRequir
 ements for responsible microlending and investment practice: approaches ba
 sed on international standards (OECD)\n\nThe workshop is aimed at developm
 ent cooperation professionals\, actors from the microfinance sector\, civi
 l society representatives\, and anyone wishing to deepen their understandi
 ng of this instrument and the associated standards\, risks\, and framework
 s.\n\nhttps://etika.lu/nos-evenements/deconstructing-finance/
ATTACH;FMTTYPE=image/jpeg:https://www.almina.lu/wp-content/uploads/2026/09
 /ETIKA_Deconstructive_finance.webp
CATEGORIES:atelier / stage
LOCATION:Maison des ONGD - Luxembourg\, 55\, avenue de la Liberté\, Luxemb
 ourg\, Luxembourg
GEO:49.60226;6.132361
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=55\, avenue de la Liberté\
 , Luxembourg\, Luxembourg;X-APPLE-RADIUS=100;X-TITLE=Maison des ONGD - Lux
 embourg:geo:49.60226,6.132361
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TZID:Europe/Luxembourg
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DTSTART:20260329T030000
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